{"id":24310,"date":"2026-10-09T10:00:00","date_gmt":"2026-10-09T04:00:00","guid":{"rendered":"https:\/\/rniiot.kz\/home\/?p=24310"},"modified":"2026-10-25T12:23:41","modified_gmt":"2026-10-25T06:23:41","slug":"envelope-wages-what-risks-employees-face-and-what-employers-risk","status":"publish","type":"post","link":"https:\/\/rniiot.kz\/home\/en\/guidance\/envelope-wages-what-risks-employees-face-and-what-employers-risk\/","title":{"rendered":"\u201cEnvelope\u201d Wages: What Risks Employees Face and What Employers Risk"},"content":{"rendered":"<p>An official salary is not just payment for work but also the foundation of an employee\u2019s social protection. The full reporting of income and timely payment of mandatory contributions determine the amount of social benefits, pension savings and a family\u2019s ability to remain financially stable if earnings are lost.<\/p>\n<p>When receiving their full salary, a person expects to be able to obtain appropriate social support if needed. However, when a social risk occurs, what matters is how much of their earnings was officially reported. Social benefits are calculated on the basis of income from which social contributions were made.<\/p>\n<p>Problems often arise when real income is concealed and the taxes and mandatory payments due on it are not paid in full.<\/p>\n<p>The compulsory social insurance system provides financial support in the event of loss of working capacity, loss of a breadwinner, job loss, and loss of income due to pregnancy and childbirth, adoption of a newborn child, or childcare until the child reaches one and a half years of age.<\/p>\n<p>Under-reporting official earnings can reduce the amount of a future social benefit. The consequences become especially noticeable when the usual income stops while the family\u2019s expenses remain the same or increase.<\/p>\n<p>A hypothetical example illustrates this clearly. If the average monthly income used to calculate the childcare benefit over the last 24 months is 300,000 tenge, with a coefficient of 40 percent the benefit will be 120,000 tenge per month. If, due to under-reported earnings, the average income taken into account is 150,000 tenge, the benefit will be 60,000 tenge.<\/p>\n<p>The difference is 60,000 tenge every month. These amounts are given before deduction of mandatory pension contributions. The actual benefit is determined from individual data, taking into account the limits established by law. For a family, such a difference means less money for food, clothing and the child\u2019s other everyday needs.<\/p>\n<p>The pregnancy and childbirth benefit is calculated on the basis of income from which social contributions were made over the previous 12 months. Therefore, even with fairly high actual earnings, the benefit may turn out lower than expected if part of the income was not officially reported.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>An official salary is not just payment for work but also the foundation of an employee\u2019s social protection. The full reporting of income and timely payment of mandatory contributions determine the amount of social benefits, pension savings and a family\u2019s ability to remain financially stable if earnings are lost. When receiving their full salary, a [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":24193,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[288],"tags":[],"class_list":["post-24310","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-guidance"],"_links":{"self":[{"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/posts\/24310","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/comments?post=24310"}],"version-history":[{"count":1,"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/posts\/24310\/revisions"}],"predecessor-version":[{"id":24347,"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/posts\/24310\/revisions\/24347"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/media\/24193"}],"wp:attachment":[{"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/media?parent=24310"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/categories?post=24310"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rniiot.kz\/home\/wp-json\/wp\/v2\/tags?post=24310"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}